Determining when to start receiving Social Security benefits can present a dilemma: Should you wait and receive higher annual benefits, or would you be better off receiving smaller payouts over a longer period? (more…)
Many US endowments and foundations plan to give 5% of assets annually, while seeking to preserve the inflation-adjusted value of their assets. That’s become a very challenging goal. (more…)
The Wall Street Journal this week confirmed what investors feel in their gut: Stock market volatility is intense. Between September 21 and October 10, the Dow Jones Industrial Average moved more than 1% on 11 of 13 trading days, and five of those moves exceeded 2%, the Journal article said.
This creates a dilemma if you want to invest a large lump sum for the long term. What if you enter the market and it suddenly plunges? (more…)
It remains to be seen whether the Federal Reserve can stimulate the economy with its latest “twist” strategy for lowering interest rates, but today’s ultralow rates create one clear opportunity: if you have personal wealth that you intend to leave to family or charity, now is the best time in decades to initiate certain wealth-transfer strategies. (more…)